We offer several financing options at R & L Mattress Warehouse & Furniture Direct in Shallotte, NC. For more information, read below or contact us at
910-540-2425.
About Kafene Financing
Kafene offers lease-to-own financing with high approval rates, considering more than just credit scores, up to $7,500.kafene.com It reports on-time payments to credit bureaus, helping build credit. Transparent pricing shows total costs upfront, with multiple payment plans to suit your needs. Features include seamless integration for fast approvals and 365-day support.kafene.com Benefits for customers are accessibility for non-prime shoppers, credit-building potential, and high satisfaction ratings.kafene.com As our preferred option, Kafene ensures reliable, customer-focused financing.
About Snap Financing
Snap Finance provides lease-to-own and installment options for customers who may not qualify for traditional credit. It allows approvals from $300 to $5,000, with decisions in seconds and no impact on your FICO score. Payments can be weekly, bi-weekly, or monthly, fitting various schedules. Key features include a 100-day early buyout option to reduce total costs and availability for items like mattresses and furniture. Benefits include quick access to products without perfect credit, flexible terms, and a user-friendly mobile app. Trusted by millions, Snap helps you shop now and pay later seamlessly.
How to Apply for Financing
Visit our store or call to start. Provide basic info for a quick check—approvals are fast and private. Once approved, select your items and choose your plan. We handle the rest, including delivery.

