Financing Options for Easy Payments

We offer several financing options at R & L Mattress Warehouse & Furniture Direct in Shallotte, NC. For more information, read below or contact us at 910-540-2425.

About Kafene Financing

Kafene offers lease-to-own financing with high approval rates, considering more than just credit scores, up to $7,500.kafene.com It reports on-time payments to credit bureaus, helping build credit. Transparent pricing shows total costs upfront, with multiple payment plans to suit your needs. Features include seamless integration for fast approvals and 365-day support.kafene.com Benefits for customers are accessibility for non-prime shoppers, credit-building potential, and high satisfaction ratings.kafene.com As our preferred option, Kafene ensures reliable, customer-focused financing.

About Snap Financing

Snap Finance provides lease-to-own and installment options for customers who may not qualify for traditional credit. It allows approvals from $300 to $5,000, with decisions in seconds and no impact on your FICO score. Payments can be weekly, bi-weekly, or monthly, fitting various schedules. Key features include a 100-day early buyout option to reduce total costs and availability for items like mattresses and furniture. Benefits include quick access to products without perfect credit, flexible terms, and a user-friendly mobile app. Trusted by millions, Snap helps you shop now and pay later seamlessly.

How to Apply for Financing

Visit our store or call to start. Provide basic info for a quick check—approvals are fast and private. Once approved, select your items and choose your plan. We handle the rest, including delivery.

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Contact Us

Mattress Store Reviews

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    We were looking for mattresses for our new house. Allison and the staff were so nice and really helped us out. They were great and the added bonus was their prices were at least 15% less than any other place we looked – Cathy L.

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    Great prices and friendly staff. Best if you bring cash but they do except cards just have a fee. Bought a reclining couch and love seat and a mattress from here. Nice little peaceful place with plenty of parking – Dustin M.

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    Got a queen mattress very great service cheaper than competitor and better quality – Joann B.

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    We needed sofas that reclined and was able to get a sofa and a loveseat with recliners in both for a very reasonable price. Much better than the big box stores! Great quality too. The delivery people were very professional also. Check them out if looking for couches – Carolyn M.

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    I was in dire need of a mattress and I saw these guys post. They sent me the application before hand so I knew what I was approved for before I even went in. They had a comfortable mattress right in my approved price range and delivered it the next day. Rick was super friendly and helpful – Amber G.

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    Extremely helpful! Offered delivery for a fair price! Will definitely be returning!  - Amanda K.

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    I had a great experience at the store, Rick was pleasant and worked with me on finding the right mattresses and couch for the new house. Very satisfied and recommend their store! – Aidana Y.

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    We purchased a new living room set for our new home. The first one ended up not being right for my living room so I called Rick and he went above and beyond to make sure I was happy and even exchanged the set for the original one I had fell in love with. I highly recommend you check them out. Also take a truck when you go to take your set home that day or at least pay for it if you find that perfect piece for your home. They have amazing deals and sets go fast. Love this store and can go on and on about how great it is. Shop local ❤️- Angel R.

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    Dealt with Rick, a nice selection of mattresses, was in stock .relaxed atmosphere,.prices are very competitive. Was a pleasant experience – JoLee H.

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    ⭐ ⭐ ⭐ ⭐ ⭐

    Rick and Laura are GREAT!! The furniture we got from their Shallotte location was incredible. We had our furniture delivered the same day and the delivery team was awesome, they even loaded our old furniture in our truck so we did not have to lift it. They had great financing options and I would highly recommend them for your mattress/furniture needs. – David S.

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